Welcome to Next Phase Funding (the “Company”, “us”, “we”, or “our”). This Terms of Use Agreement (the “Agreement”) governs your use of and access to our website and any products, materials, and services provided by or on the website (collectively, the “Services”).

By accessing or using our Services, you agree to comply with and be bound by these terms. If you do not agree, you must exit the website and cease use of our Services immediately.

1. Eligibility & Acceptance

- Acceptance: By using our services, purchasing products, or browsing our website, you agree to abide by these Terms and Conditions along with any future amendments.

- Requirements: You must be at least 18 years of age, a resident of the United States, and not a competitor of Next Phase Funding to use our Services.

- SMS Consent: By scheduling an appointment or using our web forms, you may explicitly opt in to receive SMS messages, including confirmations, reminders, and marketing offers. You may opt out at any time by replying STOP.

2. User Accounts

To access certain features, you may need to register for an account.

- You are responsible for maintaining the confidentiality of your login credentials.

- You are liable for all activities occurring under your account.

- We reserve the right to suspend or terminate your account at our sole discretion if we believe you have violated these terms.

3. Prohibited Activities

You agree to use the Services for lawful purposes only. Prohibited activities include:

- Violating Laws: Infringing on intellectual property, privacy, or international regulations.

- Interference: Using viruses, bots, or scrapers to disrupt or monitor the website.

- Impersonation: Misrepresenting your affiliation with any person or entity.

- Unauthorized Access: Attempting to gain access to systems or networks connected to the Services.

4. Terms of Sale & Payment

- Pricing: All prices are subject to change without notice.

- Payment: Payments are due at the time of purchase via our third-party payment processors (e.g., Stripe). We do not store your full credit card details.

- Subscriptions: Recurring fees are required for continuous service. Failure to pay may result in service interruption. Subscriptions may be terminated at any time via the website controls or by contacting support.

- No Rights: You do not acquire usage rights to any Service until the total purchase price is received.

5. Intellectual Property

All content on the website—including text, images, logos, and software—is the property of Next Phase Funding or its licensors.

- We grant you a limited, non-exclusive, and revocable license for business or commercial use of our content during your use of the Services.

- You may not copy, modify, distribute, or create derivative works without prior written consent.

6. SMS Messaging Program

- Program Description: We send appointment confirmations, reminders, and customer support updates via SMS to users who have explicitly opted in via our web forms.

- Message & Data Rates: Standard message and data rates may apply. Frequency varies based on your service usage.

- Cancellation: Text STOP to opt-out. You will receive one final confirmation message. To rejoin, sign up again via our website.

- Carrier Liability: Mobile carriers are not liable for delayed or undelivered messages.

7. Limitation of Liability & Indemnification

To the fullest extent permitted by law, Next Phase Funding shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of our Services. You agree to indemnify and hold harmless the Company from any claims or expenses (including attorney's fees) resulting from your breach of this Agreement.

8. Dispute Resolution & Governing Law

- Governing Law: This Agreement is governed by the laws of the State of Oklahoma.

- Arbitration: Any disputes arising from these terms shall be resolved through binding arbitration in Oklahoma City, OK.

- Severability: If any provision is found invalid, the remaining provisions remain in full effect.

9. Modifications to Terms

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated "Effective Date." Your continued use of the Services indicates acceptance of the updated terms.

10. Contact Us

For questions or concerns regarding these Terms and Conditions, please contact:

Next Phase Funding

700 NE 122nd St. Apt 905,

Oklahoma City, United States 73114

Email: [email protected]

Phone: +1 580-522-1206